About Us


LICA INSURANCE GROUP provide assistance for your motor car insurance requirements offering a one-stop shop office for your insurance quotations, request for policy issuance, filing of claim, vehicle repair, parts supply and claim collection.

We are present in various car dealerships being operated by LICA Group of Companies. Our team is committed to providing our customers with quicker, more convenient, efficient and hassle-free service. For over a decade, our clientele grew together with the expansion of LICA automotive business.

Our insurance partners are the country’s top insurance providers known for dependability and stability. They are proven to be equal and fair in all dealings. We are working together to bring you quality and professional service.

With LICA Insurance Group, we definitely got you covered.


Home and Car Loans and Insurance Services

Home Insurance Services Car Insurance Services

Associated with LICA’s large automotive and housing businesses, LICA affiliates also provide housing loans, auto loans, and auto insurance services.



Luzon Development Bank

LDB (Luzon Development Bank) is the leading CALABARZON-based private development bank, providing auto loans, housing loans, SME loans, salary loans, and agricultural loans, as well as a complete line of deposit and business financial services in Manila and the CALABARZON region through its 40-branch network.



Lica Insurance Services group photo

LICA Insurance is a service provider that started off in 2002 as a small section in Nissan Southwoods and GM Shaw. Our clientele started to grow together with the expansion of the automotive dealers. Today, there are two central offices servicing both sides of the Metro.

For North Group Dealers, the central office is located at Shaw Autoplex. For the South Group Dealers, it is located in Nissan Westgate Alabang. By 2013, both the North and the South accounts will be consolidated to form one main office in Filinvest Muntinlupa where Volvo Alabang branch will be opened soon.

Lica Insurance Brochure

Membership Services

Road Rescue  

Road Rescue is our membership and subscription product focused on roadside emergency services.

Road Rescue operates a 24/7 call center, a fleet of shuttle vehicles, and trained Hertz drivers and Rapide and car dealership mechanics, who will pick you up at the roadside if your enrolled vehicle breaks down. We will bring you, in a Hertz vehicle, to your home or office, while your vehicle is repaired, driven, or towed to the nearest participating repair shop. All of these are complimentary with your membership. Other privileges and discounts are also available to Road Rescue card holders.

One-time-use cards as well as annual membership cards are also available.

Reasons why we are preferred over other insurance institutions:

  • We are a one stop shop that caters to various car brands for both new business and renewals.
  • We deal with highly-rated providers and some, if not all, of the country’s most preferred insurance, which gives you a wide variety to choose from.
  • We offer competitive auto insurance benefit package.
  • Excellent and personable customer service
  • We require minimal claim document.
  • Fast and fair claims settlement
  • Automatic bank accreditation


What we offer:

1. Competitive, affordable premiums from a reputable and dependable insurance.

2. Easy payment terms
>>>>>• Up to 4 months without interest
>>>>>• Up to 12 months with minimal interest

3. Simple and hassle-free claim service
>>>>>• Comparative job estimates not required
>>>>>• Pictures not required
>>>>>• Stencils not required
>>>>>• Police Report or notarized Affidavit not required depending on the nature of claim and insurer

4. Automatic casa repair
>>>>>• Dealership-based
>>>>>• Genuine Parts replacement
>>>>>• Brand new not surplus
>>>>>• Trained technicians

5. Fixed Deductible Franchise (Customer participation fee for Own Damage and Theft claim)
>>>>>• Sedan fixed at P2, 000 instead of 0.5% of sum insured
>>>>>• SUV, Pick-up, Wagon, Van fixed at P3,000 instead of 1% of sum insured

6. Value-added perks
>>>>>• Free Worldwide Personal Accident of P100, 000.00 for named insured
>>>>>• Free Security Glass Etching per request prior to policy issuance
>>>>>• Free Umbrella 7. Free 24-hour Emergency Roadside Assistance
>>>>>• Vehicle Assistance
>>>>>• Free Towing – up to P4,000.00
>>>>>• Free Removal using crane – up to P15,000.00
>>>>>• Minor on site repair
>>>>>>>>>>• Fuel delivery in case vehicle runs out of fuel
>>>>>>>>>>• Battery boosting / jumpstarting in case of battery problem
>>>>>>>>>>• Locksmith service in case key is left inside the vehicle
>>>>>>>>>>• Tire replacement in case of punctured tire
>>>>>• Stay or travelling expenses due to immobilization of covered vehicle
>>>>>• Personal Assistance
>>>>>• Stay or traveling expenses due to immobilization of covered vehicle.
>>>>>>>>>>• Hotel expenses of P2, 000 per night or
>>>>>>>>>>• Payment to traveling expenses if you choose to continue the journey
>>>>>• Relay of Urgent messages in case of accident
>>>>>• Arrangement of legal assistance
>>>>>• Arrangement of hospital admission assistance
>>>>>• Dispatch of adjuster